Thinking about retiring at 62? You might want to wait.

Retirement is a big step, and it's all about changing the way you live and use your money. In the United States, you can start getting Social Security money as soon as you turn 62. But if you take this money earl...

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Bank of America Entices New Customers with $300 Bonus for Opening Checking Accounts

Bank of America is offering a special deal right now where new customers can get $300 for opening a certain type of checking account with them. This offer is only good until May 31, 2025, an...

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2025's Tax Refunds Are Bigger Than Last Year's, Says the IRS

The IRS has shared some good news for those who filed their taxes for the year 2024 in 2025: the average tax refund has grown to $3,382. This is a 6.3% increase from before.  Why are refunds bigger? It'...

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$5,000 DOGE Bonus: How This Payout Stands Apart from Previous Stimulus Money

There's quite a buzz around the idea of handing out $5,000 checks to 79 million American households, a plan initiated by Elon Musk's Department of Government Efficiency, dubbed the DOGE Div...

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Why Your Tax Refund Might Be Smaller This Year

The tax filing season kicked off on February 19, 2025, and it's set to wrap up on April 15. This is the period when everyone in the U.S. needs to file their taxes with the Internal Revenue Service (IRS), and for many, it...

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Double Payments Alert: What Social Security Recipients Need to Know for February

In the last week of February, people who get benefits from the United States Social Security are in for a nice surprise - two payments might land in their bank accounts through Direct Deposit. ...

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Get Ready for a Special Social Security Payment Before Valentine's Day

This February, just before Valentine's Day, the Social Security Administration is sending out retirement checks to those who qualify. To get this payment in time for the holiday, you'll need to m...

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Changes to Student Loan Payments and Credit Scores

For the first time in nearly five years, missed student loan payments could now lower your credit score. This change follows the end of a suspension on loan payments that was in place during the COVID-19 pandemic.  ...

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Understanding Parent PLUS Loans: A Guide for Parents

Parent PLUS Loans are a way for parents to help pay for their child's college education.  These loans are part of a federal loan program and are available to parents who have children in college and meet certa...

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Getting Ready for the 2025 U.S. Tax Season

The 2025 tax season in the United States is coming up soon. This is the time when every U.S. citizen needs to prepare their documents and decide how to file their taxes. Even though it may feel like there's plenty of time, t...

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