Articles

• Author: Chris Remington
• Posted: 2025-03-23

Many people advise you to avoid debt consolidation. They argue that it is a scam that leaves you worse off than if you did nothing. However, there are some scenarios in which debt consolidation can work for you. This is especially ...

• Author: Kelly Cooke
• Posted: 2024-12-06

One overlooked option that may help you as a retirement vehicle is a Health Savings Account (HSA). People often confuse this with a Flexible Savings Account. However, the HSA can actually use tax advantages to help you bui...

• Author: Kelly Cooke
• Posted: 2025-02-16

If you are already retired, chances are that you may be relying on your investment to provide you with either income or principal. You need this money to live on to supplement your Social Security check. This is pr...

• Author: Kelly Cooke
• Posted: 2025-01-27

Borrowing money can sometimes be necessary, but it can also be dangerous. If you end up dealing with a predatory lender, you will end up in financial trouble that may not end until you declare bankrupt...

• Author: Jeffrey Simmons
• Posted: 2024-10-17

The CARES Act gives taxpayers a $300 credit for charitable donations made in 2020, even if they do not itemize their deductions. As a result, there is zero downside to making charitable contributions up to this cap. However, not everyone ...

• Author: Michael Bordonada
• Posted: 2025-02-10

High-yield savings accounts are paying next to nothing right now. Interest rates are at zero because of the pandemic, and account holders are not being paid much more than that by their banks. With the r...

• Author: William Asher
• Posted: 2025-01-06

One of the biggest nightmares that you can face is repeated calls from debt collectors telling you that you owe money. It is demeaning and difficult. However, they have the legal right to contact you so long as they ...

• Author: Chris Remington
• Posted: 2025-01-27

Fed Chair Jerome Powell announced this week that interest rates will remain at or near zero for years as the Fed tries to stimulate the economy from the pandemic induced problems. Low ...

• Author: Mary Singleton
• Posted: 2025-03-20

If you're unemployed or partially unemployed, chances are that you're familiar with the current state of affairs. Since everything changes so rapidly, here are three important things to keep in mind as...

• Author: Jacob Greene
• Posted: 2024-11-22

The pandemic has changed personal finance as we know it for the short term. Until the threat from COVID-19 recedes, the primary goal for many is financial survival. While this can largely be harmonized with lon...