Freelancer on the Move? Tax Considerations for Prospective Digital Nomads

Chances are that you know someone who's a "digital nomad", or someone who makes a living online and generally travels from place to place to explore a region or even the whole world. These lives can l...

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5 Things to Do Before You Begin to Invest

Spending time in investment chat rooms and Facebook groups lead to the inevitable conclusion that many people who are putting their money into the stock market are not emotionally ready to invest. They either have bad habits or unrea...

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Why Personal Finance Experts Need to Stop Pointing a Finger

It seems like so many personal finance experts these days are lecturing and pointing a finger at you. If you read many columns on the internet, they seem to be intent on shaming you. Sometimes, it is personal financ...

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Read These Tips on Maximizing Your Tax Credits for 2020 Today

While available tax credits haven't changed much from the 2019 tax year to the 2020 tax year, many people have seen their income significantly interrupted by the coronavirus. Many people saw periods of unemploymen...

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Where Your Heart Comes into Personal Finances

Most personal finance literature tries to keep your heart out of things. You are expected to act only as a rational person, listening to your head at all time in being a budgeting machine. However, this is not how the average hu...

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What Are Your Chances of Receiving Additional Federal COVID-19 Relief?

As has been covered by many news outlets extensively, the CARES Act was passed earlier this year. It allocated trillions of dollars to assist people and local governments across the United States. In the...

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When Debt Consolidation Offers Work for You

Many people advise you to avoid debt consolidation. They argue that it is a scam that leaves you worse off than if you did nothing. However, there are some scenarios in which debt consolidation can work for you. This is especially ...

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How and HSA Can Help You Before and After Retirement

One overlooked option that may help you as a retirement vehicle is a Health Savings Account (HSA). People often confuse this with a Flexible Savings Account. However, the HSA can actually use tax advantages to help you bui...

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How to Handle Market Volatility When You Are Already Retired

If you are already retired, chances are that you may be relying on your investment to provide you with either income or principal. You need this money to live on to supplement your Social Security check. This is pr...

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Sings that You Are Dealing with a Predatory Lender that Should Be Avoided

Borrowing money can sometimes be necessary, but it can also be dangerous. If you end up dealing with a predatory lender, you will end up in financial trouble that may not end until you declare bankrupt...

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