Six Tips to Help Beat an Addiction to Impulse Spending

The confluence of a pandemic and the approaching holiday season may have dire financial consequences for shopaholics. People have already been blowing their budgets while home during COVID-19 because online shopping has ...

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Understand How a Trump or Biden Presidency Would Affect Your Financial Future

The next presidential election is just a few days away. Both candidates have diverse ideologies when it comes to issues that impact your wallet. You want to understand how a Trump or Biden presidenc...

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5 Things to Do After You Get an IRS Audit Letter in the Mail

The IRS is running way behind when it comes to processing tax returns, However, this does not mean that the agency is not performing audits right now. While the rate of audit has slowed down in recent years, taxpay...

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How Your Personal Finances Will Suffer Without Obamacare

The Supreme Court holds the fate of Obamacare in its hands when it hears a challenge to the law in the spring. There is a real chance that the Court could take Obamacare away from the country if Congress does not someh...

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Looking to Make a Big Purchase? Don't Buy Any of These Anytime Soon!

With COVID-19 shutting down many venues and things to do, some people have turned to retail to quell their boredom. Because of eCommerce, many transactions can still be made, but it's a little too easy to ...

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More Borrowers Are Getting Student Loan Debts Discharged in Bankruptcy

One of the cardinal rules of bankruptcy in the past had been that student loans do not get discharged except for a very small set of circumstances. This means that people considering bankruptcy and expect...

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Thinking About Withdrawing From Your 401(k)? Read This First

If you read finance news regularly, chances are that you've seen some of the various provision of the CARES Act. As a refresher, this was the first and only stimulus bill that both the House and the Senate passed ...

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Freelancer on the Move? Tax Considerations for Prospective Digital Nomads

Chances are that you know someone who's a "digital nomad", or someone who makes a living online and generally travels from place to place to explore a region or even the whole world. These lives can l...

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5 Things to Do Before You Begin to Invest

Spending time in investment chat rooms and Facebook groups lead to the inevitable conclusion that many people who are putting their money into the stock market are not emotionally ready to invest. They either have bad habits or unrea...

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Why Personal Finance Experts Need to Stop Pointing a Finger

It seems like so many personal finance experts these days are lecturing and pointing a finger at you. If you read many columns on the internet, they seem to be intent on shaming you. Sometimes, it is personal financ...

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