Articles

• Author: Chris Remington
• Posted: 2024-11-10

It seems like so many personal finance experts these days are lecturing and pointing a finger at you. If you read many columns on the internet, they seem to be intent on shaming you. Sometimes, it is personal financ...

• Author: Jeffrey Simmons
• Posted: 2024-07-30

While available tax credits haven't changed much from the 2019 tax year to the 2020 tax year, many people have seen their income significantly interrupted by the coronavirus. Many people saw periods of unemploymen...

• Author: Chris Remington
• Posted: 2024-07-06

Most personal finance literature tries to keep your heart out of things. You are expected to act only as a rational person, listening to your head at all time in being a budgeting machine. However, this is not how the average hu...

• Author: Jessica Williams
• Posted: 2024-11-04

As has been covered by many news outlets extensively, the CARES Act was passed earlier this year. It allocated trillions of dollars to assist people and local governments across the United States. In the...

• Author: Chris Remington
• Posted: 2024-10-12

Many people advise you to avoid debt consolidation. They argue that it is a scam that leaves you worse off than if you did nothing. However, there are some scenarios in which debt consolidation can work for you. This is especially ...

• Author: Kelly Cooke
• Posted: 2024-07-21

One overlooked option that may help you as a retirement vehicle is a Health Savings Account (HSA). People often confuse this with a Flexible Savings Account. However, the HSA can actually use tax advantages to help you bui...

• Author: Kelly Cooke
• Posted: 2024-05-30

If you are already retired, chances are that you may be relying on your investment to provide you with either income or principal. You need this money to live on to supplement your Social Security check. This is pr...

• Author: Kelly Cooke
• Posted: 2024-05-24

Borrowing money can sometimes be necessary, but it can also be dangerous. If you end up dealing with a predatory lender, you will end up in financial trouble that may not end until you declare bankrupt...

• Author: Jeffrey Simmons
• Posted: 2024-10-30

The CARES Act gives taxpayers a $300 credit for charitable donations made in 2020, even if they do not itemize their deductions. As a result, there is zero downside to making charitable contributions up to this cap. However, not everyone ...

• Author: Michael Bordonada
• Posted: 2024-10-05

High-yield savings accounts are paying next to nothing right now. Interest rates are at zero because of the pandemic, and account holders are not being paid much more than that by their banks. With the r...